1inch Debit Card vs MyFin
Two virtual cards people weigh up side by side. We put 1inch Debit Card and MyFin on the same rows so the difference is easy to see.
1inch Debit Card issues on Visa + Mastercard and MyFin on Visa · Mastercard; verification is ID + proof at 1inch Debit Card versus ID only at MyFin; only 1inch Debit Card takes crypto top-ups.
1inch Debit Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. MyFin is the better fit for power users who need bank-transfer funding.
Two cards, one decision
| Field | 1inch Debit Card | MyFin |
|---|---|---|
| Card network | Visa + Mastercard | Visa, Mastercard |
| Card type | Crypto Card | Digital Bank / Neobank |
| KYC | ID + proof | ID only |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free (Standard); Advanced ~€5.14; Premium ~€10.23/€10 per mo |
| Top-up fee | — | — |
| FX fee | — | 0% |
| Crypto funding | Yes (multi-chain) | — |
| AI tool support | ChatGPT / Claude / Midjourney | — |
| Risk level | Low-Medium | Low-Medium |
| Our rating | 8.2 | 8.8 |
| User reviews | 585 | 376 |
| Best for | All-rounder · AI subscriptions | App Store / Play · Free issuance |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
What sets them apart
- 1inch Debit Card shows up in more of our test scenarios, so it is the safer pick when you juggle several subscriptions.
- MyFin asks for less verification up front, which matters if you want a card live the same day.
- Only 1inch Debit Card takes crypto top-ups in our data — worth knowing before you decide.
- In our scoring, MyFin finished ahead of 1inch Debit Card — not by a mile, but enough to tilt a tiebreak.
Side by side
1inch Debit Card is the cheaper card to hold: free to create and no top-up fee, against free and no top-up fee at MyFin. MyFin earns its keep only if you need bank-transfer funding.
Questions people ask
That depends on what you spend on. 1inch Debit Card scores 8.2/10 against MyFin's 8.8/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
1inch Debit Card is the cheaper card to run. Both 1inch Debit Card and MyFin issue virtual cards for free.
1inch Debit Card asks for ID + proof at signup; MyFin asks for ID only. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 1 of the same test scenarios, including Cloudflare. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
1inch Debit Card and MyFin both landed in our top picks for 1 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🌐 Cloud & VPS 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: