Blackcatcard vs Coinbase Card
Two virtual cards people weigh up side by side. We put Blackcatcard and Coinbase Card on the same rows so the difference is easy to see.
Blackcatcard issues on Mastercard and Coinbase Card on Visa; both ask for ID + proof.
Coinbase Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. Blackcatcard still clears the same checkouts in our tests, so match the table to the services you actually pay for.
The short version of the matchup
| Field | Blackcatcard | Coinbase Card |
|---|---|---|
| Card network | Mastercard | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free | Free |
| Monthly fee | Free (1 card); €2/mo (2+ cards) | Free |
| Top-up fee | — | Conversion spread ~2.49% |
| FX fee | — | No direct fee; spread applies |
| Crypto funding | Yes (BTC/ETH/USDT) | Yes (160+ cryptocurrencies) |
| AI tool support | — | — |
| Risk level | Low-Medium | Low |
| Our rating | 8.2 | 8.6 |
| User reviews | 270 | 187 |
| Best for | App Store / Play · Free issuance | App Store / Play · Free issuance |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Side by side
- If the monthly outgoings matter, Coinbase Card leaves more in your pocket than Blackcatcard.
- In our scoring, Coinbase Card finished ahead of Blackcatcard — not by a mile, but enough to tilt a tiebreak.
- If risk rating weights your choice, Coinbase Card is the calmer of the two.
What sets them apart
Run the numbers against your own usage. Coinbase Card runs free to create plus a 2.49% top-up per top-up; Blackcatcard runs free plus no top-up fee. For one or two subscriptions the first column wins; for the rows where it leads in the table, the second does.
Questions people ask
That depends on what you spend on. Blackcatcard scores 8.2/10 against Coinbase Card's 8.6/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Coinbase Card works out cheaper: no virtual card issuance fee, free account maintenance. Blackcatcard adds $1.09 a month.
Blackcatcard asks for ID + proof at signup; Coinbase Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 1 of the same test scenarios, including Contabo. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Blackcatcard and Coinbase Card both landed in our top picks for 1 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🌐 Cloud & VPS 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) · 🇺🇸 US — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: