Hyperbeat Card vs Solid Card
Both Hyperbeat Card and Solid Card clear the checkouts our readers ask about most. Here is where the two part ways on fees and verification.
Hyperbeat Card issues on Visa Signature and Solid Card on Visa; both ask for ID + proof; only Solid Card funds by bank transfer.
Hyperbeat Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. Solid Card is the better fit for power users who need bank-transfer funding and ad spend.
Side by side
| Field | Hyperbeat Card | Solid Card |
|---|---|---|
| Card network | Visa Signature | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Virtual card free | Free |
| Monthly fee | Free | Free |
| Top-up fee | — | — |
| FX fee | 0% | — |
| Crypto funding | Yes (WHYPE cashback up to 1.1%) | Yes (USDC) |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Medium | Low |
| Our rating | 8.6 | 8.5 |
| User reviews | 638 | 847 |
| Best for | All-rounder · AI subscriptions | All-rounder · Ad spend |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
The head to head
- Multi-task users get more from Solid Card — it clears more of the checkouts we run through our test suite.
- Solid Card carries the lower risk flag in our file, which some users prefer for a primary card.
The short version of the matchup
Hyperbeat Card is the cheaper card to hold: free to create and no top-up fee, against free and no top-up fee at Solid Card. Solid Card earns its keep only if you need bank-transfer funding and ad-platform billing.
Questions people ask
That depends on what you spend on. Hyperbeat Card scores 8.6/10 against Solid Card's 8.5/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Hyperbeat Card is the cheaper card to run. Both Hyperbeat Card and Solid Card issue virtual cards for free; Hyperbeat Card converts currency at 0%.
Hyperbeat Card asks for ID + proof at signup; Solid Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 5 of the same test scenarios, including Anthropic API, ElevenLabs, v0.dev. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Hyperbeat Card and Solid Card both landed in our top picks for 5 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🤖 AI Tools & Developer Tools 5
Their BIN ranges
Cards issued in 🇱🇹 Lithuania · 🇺🇸 US — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: