BIN 601173: Lithuania Discover Virtual Card (Prepaid)
Where it cleared without drama: Spotify Premium, TikTok Ads, OpenAI. All three passed first time and survived a renewal four weeks later.
YouYiFu (YouEasyPay) runs this range for Lithuania. Six digits, Prepaid classification, Discover rails. Nothing clever about it, which is exactly why it keeps clearing.
The spec sheet
- BIN
- 601173
- Card network
- Discover
- Issuing country
- Lithuania
- Card type
- Prepaid
- Issued by
- YouYiFu (YouEasyPay)
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- High
The money side
The first charge carries no issuance fee. Every charge after it carries no top-up fee, and outside USD, no FX markup. Compare on funding cost rather than signup fee. The funding side is what you pay every month for years.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Where 601173 clears, and where it does not
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Spotify Premium | 81 | 74 | 91% | no friction, and no AVS prompt |
| TikTok Ads | 66 | 56 | 85% | no friction, and no AVS prompt |
| OpenAI | 50 | 41 | 82% | cleared, 3-D Secure completed in-app in under 20 seconds |
| StockX | 33 | 0 | 0% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
| iHerb | 24 | 9 | 38% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
Run from a Lithuania-region account between 30 Jun to 01 Sep 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
The weak spot is StockX, which declined every time. Everything else was either clean or fixed by correcting the billing address.
What to change before you retry
- StockX: 0 of 33 cleared. Charges only happen when a bid is accepted, so the balance has to be sitting there before the seller responds. A card that funds on demand is what fails here, not the range.
- iHerb: 9 of 24 cleared. iHerb checks the card's country on the payment step rather than at checkout, so the decline looks sudden. Fix the address first, then the range.
Getting it to work first time
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- Set the billing address to exactly what YouYiFu (YouEasyPay) generates for Lithuania. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
Verdict, briefly
Two things decide it. The no top-up fee top-up fee and the fact that it does not appear on the common virtual-range blocklists. Both work in its favour. If your only requirement is that the payment goes through, this range meets it.
What people ask us
What does the 601173 BIN tell a merchant?
In practice the checkout reads YouYiFu (YouEasyPay) / Lithuania / Prepaid and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 601173 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only YouYiFu (YouEasyPay) can map those. A BIN alone will never get anyone into your money.
Why would 601173 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Method
We bought a YouYiFu (YouEasyPay) card, funded it, and pushed 254 charges through live merchant checkout pages between 30 Jun to 01 Sep 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 180 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 08 September 2026 · 254 charges on record for this range.