Based Card
Based Card is a crypto card issued on Visa, rated 6.9/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Based Card is the strongest fit for AI subscriptions and streaming, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Based Card · Crypto Card |
| Official site | https://based.one/cards |
| Best for | AI subscriptions · Streaming |
| Network | Visa |
| Rating | 6.9/10 (3.5★, 182 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | None (tier via $BASED lockup; Orange coming soon) |
| Monthly / annual fee | None (inactive 6mo → $5/mo maintenance) |
| Top-up (deposit) fee | 0% (top-up); 1% crypto→fiat smart convert |
| FX / conversion fee | 2.5% (Orange) / 1.5% (HYPE) / 0% (Gold) |
Verification and risk
| KYC required | Yes (gov ID/passport, ~3 days) |
| Risk level | Medium |
| AVS check | No |
Funding and limits
| Crypto top-up | Yes |
Billing
| Billing address | Self-custody |
Platform compatibility
| ChatGPT | Yes (Gold tier rebate) |
| Claude | Yes (Gold tier rebate) |
| Netflix / Spotify | Yes (Gold tier rebate) |
| App Store / Google Play | Yes (Apple Pay + Google Pay) |
| AI tools noted | ChatGPT / Claude |
What the issuer states on its own site
- The 100% entertainment rebate applies to eligible Netflix, Spotify, and YouTube subscription payments, and the productivity rebate provides up to $100 in cashback per month on eligible ChatGPT, Claude, and Grok subscription payments.
- You can fund your card account with supported assets and use its balance for eligible everyday purchases.
- Cashback is credited in $BASED tokens and will appear in the next monthly statement.
Source: https://based.one/cards.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 449636 | Visa | United Arab Emirates | Debit | 292 | 209 | 71.6% |
We logged 209 cleared charges out of 292 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Visa virtual cards
Frequently asked
What does Based Card cost to run?
The cost lines stack like this: issuing it costs None (tier via $BASED lockup; Orange coming soon); the recurring charge is None (inactive 6mo → $5/mo maintenance); top-ups cost 0% (top-up); 1% crypto→fiat smart convert; conversion is priced at 2.5% (Orange) / 1.5% (HYPE) / 0% (Gold). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Based Card?
Based Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (gov ID/passport, ~3 days)
How can I fund Based Card?
You can fund it with crypto. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Based Card need?
Setting it up: the billing address type is Self-custody; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Based Card work for subscriptions and AI tools?
We recorded successful charges for ChatGPT, Claude, Netflix and Spotify, the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.