Premier-I Card
Premier-I Card is a virtual card (general) issued on Visa, rated 7.5/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Premier-I Card is the strongest fit for AI subscriptions and streaming, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Premier-I Card · Virtual Card (General) |
| Official site | https://www.roogoo.com |
| Best for | AI subscriptions · Streaming |
| Network | Visa |
| Rating | 7.5/10 (4.0★, 264 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | $4.99 (first card free) |
| Monthly / annual fee | 0 (regularly $0.5/mo, waived under long-term promo) |
| Top-up (deposit) fee | 0% (top-up fee) |
| Minimum deposit | $20 (initial top-up; $1 subsequent; $20 min retained) |
| FX / conversion fee | 0% USD; 1.6% non-USD |
| Declined transaction fee | First 3/mo $0.50; then $1 each |
Verification and risk
| KYC required | Yes (KYC verification; issuing region US) |
| Risk level | Medium |
| AVS check | No |
| 3-D Secure | No |
Funding and limits
| Crypto top-up | No |
| Bank transfer | Yes |
| Alipay / WeChat Pay | No |
Billing
| Billing address | US billing |
| Billing country | United States (issuing region) |
Platform compatibility
| ChatGPT | Yes (listed for AI subscriptions; 3DS not supported) |
| Claude | Yes |
| Midjourney | No |
| Netflix / Spotify | Yes |
| App Store / Google Play | Yes (Apple Pay/Google Pay) |
| Meta / Google Ads | No |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 440459 | Visa | United States | Debit | 144 | 104 | 72.2% |
We logged 104 cleared charges out of 144 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Visa virtual cards
Frequently asked
What does Premier-I Card cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is 0 (regularly $0.5/mo, waived under long-term promo); top-ups cost 0% (top-up fee); conversion is priced at 0% USD; 1.6% non-USD; you need $20 (initial top-up; $1 subsequent; $20 min retained) to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Premier-I Card?
Premier-I Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (KYC verification; issuing region US)
How can I fund Premier-I Card?
You can fund it with bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Premier-I Card need?
Setting it up: the billing address type is US billing; cards are issued against United States (issuing region); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Premier-I Card work for subscriptions and AI tools?
We recorded successful charges for ChatGPT, Claude, Netflix and Spotify, the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Premier-I Card trigger 3-D Secure?
No. Premier-I Card does not use 3-D Secure. That removes a step at checkout and also means a blocked range fails immediately instead of hanging on an OTP screen, which is easier to diagnose.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.