Skrill
Skrill is a prepaid mastercard (e-wallet, paysafe) issued on Mastercard, rated 5.7/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Skrill is the strongest fit for ad spend and app store / play, and asks for ID + proof at signup — we carry it at low-medium (FCA/paysafe-regulated e-money) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Skrill · Prepaid Mastercard (e-wallet, Paysafe) |
| Official site | https://www.skrill.com |
| Best for | Ad spend · App Store / Play |
| Network | Mastercard |
| Rating | 5.7/10 (3.0★, 503 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | €10 new card; virtual first free, subsequent €2.50 |
| Monthly / annual fee | €0 (annual fee €10) |
| FX / conversion fee | 3.99% (non-VIP) down to 1.99% (Diamond VIP) |
| Declined transaction fee | N/A (chargeback €25) |
Verification and risk
| KYC required | Yes |
| Risk level | Low-Medium (FCA/Paysafe-regulated e-money) |
| AVS check | Yes |
| 3-D Secure | Yes (Mastercard 3DS) |
Funding and limits
| Crypto top-up | Yes (wallet crypto on-ramp; Paysafe CASP, not direct card funding) |
| Bank transfer | Yes (wallet transfer, bank) |
| Alipay / WeChat Pay | No |
Billing
| Billing address | Residential |
| Billing country | EEA, UK |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes (Apple Pay/Google Pay) |
| Meta / Google Ads | Yes (general online spend) |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 257350 | Mastercard | EEA (Europe) | Prepaid | 183 | 132 | 72.1% |
We logged 132 cleared charges out of 183 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Mastercard virtual cards
Head-to-head comparisons
3 comparison pages use this brand as one side.
Frequently asked
What does Skrill cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is €0 (annual fee €10); conversion is priced at 3.99% (non-VIP) down to 1.99% (Diamond VIP). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Skrill?
Skrill asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
How can I fund Skrill?
You can fund it with crypto (wallet crypto on-ramp; Paysafe CASP, not direct card funding), bank transfer (wallet transfer, bank). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Skrill need?
Setting it up: the billing address type is Residential; cards are issued against EEA, UK; an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Skrill work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Skrill trigger 3-D Secure?
Yes. Skrill supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.