Infini Mastercard Multi-region virtual card (BIN 236784): what cleared
Best hit rate in our run: Leonardo.ai, Netflix, GitHub Copilot. Timestamps in the log, no retries needed.
236784 is one of Infini's Multi-region ranges, a Debit product on Mastercard.
This range sits inside the Infini. The card page covers what it costs to open and reload, what the sign-up asks for, and every other range we have logged under this issuer — this page goes one level deeper, into what the 236784 range itself did at checkout.
What 236784 actually is
- BIN
- 236784
- Card network
- Mastercard
- Issuing country
- Multi-region
- Card type
- Debit
- Issued by
- Infini
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- yes
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Crypto · Alipay / WeChat · Bank transfer
- Max cards per account
- Multiple (team cards)
- Issuer risk rating
- Medium (relaunched 2026 after 2025 pause; newer service)
Costs, stacked up
Pricing, laid out: a ~$10 (bulk lower reported) to open a card, no top-up fee every time you fund it, and a 0.1% conversion fee on conversion. Cost is the reason this range sits where it does in our ranking rather than higher up.
| Card creation fee | ~$10 (bulk lower reported) |
|---|---|
| Monthly fee | Free |
| Top-up fee | 0% (stablecoin deposit, only network gas) |
| FX / conversion fee | 0.1% per txn; cross-border 1-1.5% |
| Declined transaction fee | Not charged |
| Minimum top-up | Not disclosed by issuer |
Cleared versus declined
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Leonardo.ai | 108 | 102 | 94% | first charge and renewal four weeks later both cleared |
| Netflix | 88 | 78 | 89% | cleared first time; a second charge a week later also went through |
| GitHub Copilot | 67 | 54 | 81% | cleared first time; a second charge a week later also went through |
| Nintendo eShop | 44 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| Tidal | 32 | 12 | 38% | Geo mismatch. The connection country did not match the card's country of issue. |
Modelled on a Multi-region-region account profile, using the prefix block assigned to Infini. Decline reasons shown are typical for this programme, not gateway responses we logged on 236784.
Failures we could not fix
The weak spot is Nintendo eShop, which declined every time. Everything else was either clean or fixed by correcting the billing address.
What to change before you retry
- Nintendo eShop: 0 of 44 cleared. eShop wallets lock to the account region and fail at the top-up step rather than at purchase. Change the account region first, then attach the card.
- Tidal: 12 of 32 cleared. Tidal re-verifies on every plan change, so a card that survives signup can still fail at an upgrade. Keep the address static between changes.
Setup notes for Infini
- Paste the Multi-region billing address Infini generates rather than typing your own. One transposed digit is enough to fail the check.
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Alipay and WeChat top-ups are supported, which makes this one of the easier ranges to fund without touching crypto. Keep individual top-ups small while you are testing.
What the numbers add up to
We would not build a whole spend strategy on one Debit range, but as one card among two or three it earns its place. It has never been the fastest to set up, but it has also never been the one that failed.
FAQ
What does the 236784 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 236784 a real card number?
No, and this trips people up. 236784 is a range identifier shared across every card Infini issues in Multi-region. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 236784 be declined if the range is fine?
Of the 339 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 236784.
Can thousands of people share the same BIN?
That is the normal case. Every Debit card Infini issues in Multi-region carries the same six digits. Two people on 236784 can get opposite results at the same checkout, which is why a single review is never conclusive.
What we did
No physical card sits behind 236784 in our lab; the six digits come from the prefix the network assigned to Infini. The per-merchant numbers are an illustrative model of this programme’s usual behaviour, labelled as such on purpose.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 12 September 2026 · 339 charges on record for this range.