Infini
Infini is a stablecoin neobank crypto card (visa/mastercard) issued on Mastercard, rated 8.5/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Infini is the strongest fit for all-rounder and ad spend, and asks for ID + proof at signup — we carry it at medium (relaunched 2026 after 2025 pause; newer service) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Infini · Stablecoin neobank crypto card (Visa/Mastercard) |
| Official site | https://infini.money |
| Best for | All-rounder · Ad spend |
| Network | Mastercard |
| Rating | 8.5/10 (4.0★, 634 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | ~$10 (bulk lower reported) |
| Monthly / annual fee | $0 |
| Top-up (deposit) fee | 0% (stablecoin deposit, only network gas) |
| FX / conversion fee | 0.1% per txn; cross-border 1-1.5% |
Verification and risk
| KYC required | Yes (KYC/KYB; basic info -> $500 limit, full KYC -> no limit) |
| Risk level | Medium (relaunched 2026 after 2025 pause; newer service) |
| AVS check | No |
| 3-D Secure | yes |
Funding and limits
| Crypto top-up | Yes (USDT, USDC) |
| Bank transfer | Yes |
| Alipay / WeChat Pay | Yes (Alipay, PayPal) |
| Cards per account | Multiple (team cards) |
Billing
| Billing country | Global (excl. US residents) |
Platform compatibility
| ChatGPT | Yes |
| Claude | Yes |
| Midjourney | yes |
| Netflix / Spotify | yes |
| App Store / Google Play | Yes (Apple Pay, Google Pay) |
| Meta / Google Ads | Yes (ad/SaaS spend supported) |
| AI tools noted | Yes (2% cashback on AI/Pro purchases) |
What the issuer states on its own site
- Accept payments via multiple major wallets and Binance Pay with fast settlement and reference fees as low as 0.3% (subject to actual terms).
- Claim $20 cash reward.
Source: https://infini.money.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 236784 | Mastercard | Multi-region | Debit | 339 | 246 | 72.6% |
We logged 246 cleared charges out of 339 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Mastercard virtual cards
Frequently asked
What does Infini cost to run?
The cost lines stack like this: issuing it costs ~$10 (bulk lower reported); the recurring charge is $0; top-ups cost 0% (stablecoin deposit, only network gas); conversion is priced at 0.1% per txn; cross-border 1-1.5%. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Infini?
Infini asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (KYC/KYB; basic info -> $500 limit, full KYC -> no limit)
How can I fund Infini?
You can fund it with crypto (USDT, USDC), bank transfer, Alipay or WeChat Pay (Alipay, PayPal). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Infini need?
Setting it up: cards are issued against Global (excl. US residents); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Infini work for subscriptions and AI tools?
We recorded successful charges for ChatGPT, Claude, Midjourney, Netflix and Spotify, the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Infini trigger 3-D Secure?
Yes. Infini supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Infini?
Infini allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple (team cards). Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.