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Brand profile · Virtual card platform

Eisy: Virtual & Gift Card

By the VCCFinder editorial & research team·Reference for virtual card shoppers·Last reviewed October 2026·About our testing

Eisy: Virtual & Gift Card is a virtual card platform issued on Mastercard, rated 6.1/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.

6.1rating /10
ID + proofKYC
Mastercardnetwork
What we would lead with

Eisy: Virtual & Gift Card is the strongest fit for ad spend and AI subscriptions, and asks for ID + proof at signup. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.

Profile

Issuer / categoryEisy: Virtual & Gift Card · Virtual card platform
Official sitehttps://eisyglobal.com
Best forAd spend · AI subscriptions
NetworkMastercard
Rating6.1/10 (3.0★, 78 data points)
Data qualitypartial

Costs and fees

Card creation fee$2 (Visa) / $3 (Mastercard)
Monthly / annual feeFree
Top-up (deposit) fee$1.5 flat per funding
Minimum deposit0

Verification and risk

KYC requiredYes (ID verification)
3-D SecureYes

Funding and limits

Crypto top-upTRUE
Bank transferTRUE

Platform compatibility

ChatGPTYes
Netflix / SpotifyYes
Meta / Google AdsYes (Google, Facebook, Instagram, TikTok, LinkedIn Ads)

How it performed in our tests

BIN rangeNetworkIssuing countryTypeChargesClearedClear rate
246753MastercardIrelandPrepaid1077469.2%

We logged 74 cleared charges out of 107 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.

Where to go next

Checkout guides built around this card

Category guides

Issuing country

Other Mastercard virtual cards

Frequently asked

What does Eisy: Virtual & Gift Card cost to run?

The cost lines stack like this: issuing it costs $2 (Visa) / $3 (Mastercard); there is no monthly fee on the entry tier; top-ups cost $1.5 flat per funding; you need 0 to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.

Do I need to verify my identity for Eisy: Virtual & Gift Card?

Eisy: Virtual & Gift Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (ID verification)

How can I fund Eisy: Virtual & Gift Card?

You can fund it with crypto (TRUE), bank transfer (TRUE). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.

Does Eisy: Virtual & Gift Card work for subscriptions and AI tools?

We recorded successful charges for ChatGPT, Netflix and Spotify, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.

Will Eisy: Virtual & Gift Card trigger 3-D Secure?

Yes. Eisy: Virtual & Gift Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.

How VCCFinder tests

VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.

Read the full test protocol.