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Brand profile · Crypto Card

Fyatu - Virtual Debit Cards

By the VCCFinder editorial & research team·Reference for virtual card shoppers·Last reviewed October 2026·About our testing

Fyatu - Virtual Debit Cards is a crypto card issued on Mastercard, rated 7.2/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.

7.2rating /10
ID + proofKYC
Mastercardnetwork
What we would lead with

Fyatu - Virtual Debit Cards is the strongest fit for ad spend and streaming, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.

Profile

Issuer / categoryFyatu - Virtual Debit Cards · Crypto Card
Official sitehttps://fyatu.com
Best forAd spend · Streaming
NetworkMastercard
Rating7.2/10 (3.5★, 846 data points)
Data qualityverified

Costs and fees

Card creation fee$10 to $50 depending on card type ···
Monthly / annual fee$1/mo (maintenance)
Top-up (deposit) fee2.5% (card funding)

Verification and risk

KYC requiredYes (identity verification required)
Risk levelMedium
AVS checkNo
3-D SecureYes

Funding and limits

Crypto top-upYes (USDT/USDC, 3% deposit)

Platform compatibility

ClaudeYes
Netflix / SpotifyYes
Meta / Google AdsYes
AI tools notedClaude

How it performed in our tests

BIN rangeNetworkIssuing countryTypeChargesClearedClear rate
526169MastercardLithuaniaDebit1379871.5%

We logged 98 cleared charges out of 137 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.

Where to go next

Checkout guides built around this card

Category guides

Issuing country

Other Mastercard virtual cards

Frequently asked

What does Fyatu - Virtual Debit Cards cost to run?

The cost lines stack like this: issuing it costs $10 to $50 depending on card type (Prepaid $10 / Debit $15 / Credit $20+); the recurring charge is $1/mo (maintenance); top-ups cost 2.5% (card funding). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.

Do I need to verify my identity for Fyatu - Virtual Debit Cards?

Fyatu - Virtual Debit Cards asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (identity verification required)

How can I fund Fyatu - Virtual Debit Cards?

You can fund it with crypto (USDT/USDC, 3% deposit). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.

Does Fyatu - Virtual Debit Cards work for subscriptions and AI tools?

We recorded successful charges for Claude, Netflix and Spotify, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.

Will Fyatu - Virtual Debit Cards trigger 3-D Secure?

Yes. Fyatu - Virtual Debit Cards supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.

How VCCFinder tests

VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.

Read the full test protocol.

Related virtual card searches

Fyatu covers virtual debit cards; shoppers also search for a virtual debit card for PayPal, a PayPal virtual debit card, and virtual debit card providers that issue disposable numbers.