1inch Debit Card vs Coinbase Card
Both 1inch Debit Card and Coinbase Card clear the checkouts our readers ask about most. Here is where the two part ways on fees and verification.
1inch Debit Card issues on Visa + Mastercard and Coinbase Card on Visa; both ask for ID + proof; only Coinbase Card funds by bank transfer.
1inch Debit Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee, no top-up fee. Coinbase Card is the better fit for power users who need bank-transfer funding.
Side by side
| Field | 1inch Debit Card | Coinbase Card |
|---|---|---|
| Card network | Visa + Mastercard | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free |
| Top-up fee | — | Conversion spread ~2.49% |
| FX fee | — | No direct fee; spread applies |
| Crypto funding | Yes (multi-chain) | Yes (160+ cryptocurrencies) |
| AI tool support | ChatGPT / Claude / Midjourney | — |
| Risk level | Low-Medium | Low |
| Our rating | 8.2 | 8.6 |
| User reviews | 585 | 187 |
| Best for | All-rounder · AI subscriptions | App Store / Play · Free issuance |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
The two, compared
- If you wear several hats, 1inch Debit Card is the more flexible of the pair.
- Coinbase Card edged 1inch Debit Card on our composite rating across fees, risk and merchant tests.
- Coinbase Card carries the lower risk flag in our file, which some users prefer for a primary card.
What sets them apart
Both cards clear the same checkouts in our tests, so the call comes down to cost. 1inch Debit Card is cheaper on issuance (free) and top-ups (no top-up fee), while Coinbase Card is worth the premium only for bank-transfer funding.
Questions people ask
That depends on what you spend on. 1inch Debit Card scores 8.2/10 against Coinbase Card's 8.6/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
1inch Debit Card works out cheaper: no virtual card issuance fee, free account maintenance, no top-up fee. Coinbase Card adds a 2.49% top-up fee.
1inch Debit Card asks for ID + proof at signup; Coinbase Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 1 of the same test scenarios, including Cloudflare. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
1inch Debit Card and Coinbase Card both landed in our top picks for 1 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🌐 Cloud & VPS 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) · 🇺🇸 US — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: