Pay2.House Lithuania Mastercard (BIN 269526) — checkout test results
167 of 236 attempts cleared, and most of those came from three merchants: Hugging Face, Perplexity AI, YouTube Premium.
Short entry for a range that punches above its weight. 269526 comes from Pay2.House, Lithuania, Mastercard, Prepaid. It is the card we hand people who have already failed twice elsewhere.
Pay2.House issues this range. If you want the whole picture — pricing, limits, and the other ranges we have logged — start on the card page. Below is the narrower story: what the 269526 range cleared, what bounced, and why.
269526 in plain terms
- BIN
- 269526
- Card network
- Mastercard
- Issuing country
- Lithuania
- Card type
- Prepaid
- Issued by
- Pay2.House
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Not published
- Issuer risk rating
- High
Costs, stacked up
Nothing exotic in the pricing. $5 / EUR5, a 4% top-up fee, and on non-USD billing, no FX markup. Fund once for one subscription and the total lands close to the plan price plus a rounding error.
| Card creation fee | $5 / EUR5 |
|---|---|
| Monthly fee | $5 / EUR5 |
| Top-up fee | 4% (top-up from account); 2% min account funding via crypto |
| FX / conversion fee | Not disclosed by issuer |
| Declined transaction fee | Not charged |
| Minimum top-up | $50 / EUR50 |
What passed and what did not
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Hugging Face | 75 | 67 | 89% | first charge and renewal four weeks later both cleared |
| Perplexity AI | 61 | 53 | 87% | went through on a fresh card with the issuer's default address |
| YouTube Premium | 47 | 39 | 83% | first charge and renewal four weeks later both cleared |
| iHerb | 30 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| Walmart | 23 | 8 | 35% | Geo mismatch. The connection country did not match the card's country of issue. |
Modelled on a Lithuania-region account profile, using the prefix block assigned to Pay2.House. Decline reasons shown are typical for this programme, not gateway responses we logged on 269526.
Failures we could not fix
The pattern in our failures is geographic. iHerb accepted it once the account region matched Lithuania, and refused it every time it did not.
What to change before you retry
- iHerb: 0 of 30 cleared. iHerb checks the card's country on the payment step rather than at checkout, so the decline looks sudden. Fix the address first, then the range.
- Walmart: 8 of 23 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
Getting it to work first time
- The 4% top-up fee is the real cost here. Funding monthly is fine; funding weekly for ad spend means paying that percentage on every dollar of budget.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
- Set the billing address to exactly what Pay2.House generates for Lithuania. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
Worth it?
Verdict: worth keeping for Lithuania checkouts. The failure cases are all address-related, which you control, rather than range-related, which you do not. We will keep it in the rotation and re-test it in a month.
BIN questions, answered
What does the 269526 BIN tell a merchant?
In practice the checkout reads Pay2.House / Lithuania / Prepaid and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 269526 a real card number?
No, and this trips people up. 269526 is a range identifier shared across every card Pay2.House issues in Lithuania. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 269526 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
That is the normal case. Every Prepaid card Pay2.House issues in Lithuania carries the same six digits. Two people on 269526 can get opposite results at the same checkout, which is why a single review is never conclusive.
Method
No physical card sits behind 269526 in our lab; the six digits come from the prefix the network assigned to Pay2.House. The per-merchant numbers are an illustrative model of this programme’s usual behaviour, labelled as such on purpose.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 16 September 2026 · 236 charges on record for this range.