Bing Card
Bing Card is a anonymous VCC issued on Mastercard, rated 7.8/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Bing Card is the strongest fit for all-rounder and ad spend, and asks for no KYC at signup — we carry it at high risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Bing Card · Anonymous VCC |
| Official site | https://www.bingcard.com |
| Best for | All-rounder · Ad spend |
| Network | Mastercard |
| Rating | 7.8/10 (4.0★, 195 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | Exclusive virtual $25; Star virtual $40; Platinum physical $168 |
| Monthly / annual fee | Exclusive $1/mo; Star $0 |
| Top-up (deposit) fee | 1%–2% (conflicting across issuer pages) |
| Minimum deposit | $10 |
| FX / conversion fee | Cross-border 1.5% (min $0.5 per transaction) |
| Declined transaction fee | 3% |
Verification and risk
| KYC required | No (virtual card no KYC; physical card requires KYC) |
| Risk level | High |
| AVS check | No (prepaid; US persons excluded) |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | Yes (BTC/USDT/ETH/USDC) |
| Bank transfer | Yes |
| Alipay / WeChat Pay | Yes (PayPal/WeChat/Alipay) |
| Cards per account | Multiple |
Billing
| Billing address | US/Hong Kong |
| Billing country | Excludes US persons; physical card Hong Kong (HKD) |
Platform compatibility
| ChatGPT | Yes |
| Claude | Yes |
| Midjourney | Yes |
| Netflix / Spotify | Yes |
| App Store / Google Play | Yes (App Store/Play Store) |
| Meta / Google Ads | Yes (Google/Facebook/TikTok ads) |
| AI tools noted | ChatGPT / Claude / Midjourney |
What the issuer states on its own site
- Get your virtual Bing Card in just 5 minutes without KYC!
- Instant Top-Up Options Allows users to easily and quickly recharge their cards using supported cryptocurrencies.
- Streamlined processes for hassle-free debit card issuance.
Source: https://www.bingcard.com.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 532570 | Mastercard | Multi-region | Prepaid | 311 | 225 | 72.3% |
We logged 225 cleared charges out of 311 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Mastercard virtual cards
Frequently asked
What does Bing Card cost to run?
The cost lines stack like this: issuing it costs Exclusive virtual $25; Star virtual $40; Platinum physical $168; the recurring charge is Exclusive $1/mo; Star $0; top-ups cost 1%–2% (conflicting across issuer pages); conversion is priced at Cross-border 1.5% (min $0.5 per transaction); you need $10 to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Bing Card?
Bing Card is a no-KYC card, so the account opens without an ID check. Cards in that tier decline more often at strict merchants, which is the trade-off you are taking.
How can I fund Bing Card?
You can fund it with crypto (BTC/USDT/ETH/USDC), bank transfer, Alipay or WeChat Pay (PayPal/WeChat/Alipay). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Bing Card need?
Setting it up: the billing address type is US/Hong Kong; cards are issued against Excludes US persons; physical card Hong Kong (HKD); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Bing Card work for subscriptions and AI tools?
We recorded successful charges for ChatGPT, Claude, Midjourney, Netflix and Spotify, the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Bing Card trigger 3-D Secure?
Yes. Bing Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Bing Card?
Bing Card allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.