Buvei - Virtual Card & Pay
Buvei - Virtual Card & Pay is a crypto card issued on Mastercard, rated 8.0/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Buvei - Virtual Card & Pay is the strongest fit for ad spend and AI subscriptions, and asks for no KYC at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Buvei - Virtual Card & Pay · Crypto Card |
| Official site | https://buvei.com |
| Best for | Ad spend · AI subscriptions |
| Network | Mastercard |
| Rating | 8.0/10 (4.0★, 256 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | $1/card (BIN 525797 & 238003); $5/card (BIN 525847) |
| Monthly / annual fee | 0 |
| Top-up (deposit) fee | 2% (BIN 525797/238003); 4% (BIN 525847) |
| Declined transaction fee | $0.20/txn (BIN 525797/238003); 0% (BIN 525847) |
Verification and risk
| KYC required | No (no KYC for small cards; flexible verification) |
| Risk level | Medium |
| AVS check | No |
Funding and limits
| Crypto top-up | Yes (USDT TRC20/ERC20, USDC, DAI, ETH) |
| Cards per account | Unlimited |
Billing
| Billing address | Multi-BIN (15+ BINs, 35+ currencies) |
Platform compatibility
| ChatGPT | Yes |
| Meta / Google Ads | Yes |
| AI tools noted | ChatGPT |
What the issuer states on its own site
- Use physical cards for worldwide payments and ATM withdrawals.
- Buvei lets you fund virtual Visa and Mastercard cards instantly, set per-card spending limits, and pay for Facebook Ads, Google Ads, ChatGPT, Airbnb, and 150+ country merchants, with 20+ BIN options and enterprise team controls.
Source: https://buvei.com.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 229515 | Mastercard | Germany | Debit | 132 | 92 | 69.7% |
| 238003 | Mastercard | United States | Debit | 170 | 125 | 73.5% |
| 525797 | Mastercard | Singapore | Debit | 246 | 180 | 73.2% |
| 525847 | Mastercard | United Arab Emirates | Debit | 316 | 228 | 72.2% |
We logged 625 cleared charges out of 864 attempts on 4 documented ranges for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Mastercard virtual cards
Frequently asked
What does Buvei - Virtual Card & Pay cost to run?
The cost lines stack like this: issuing it costs $1/card (BIN 525797 & 238003); $5/card (BIN 525847); the recurring charge is 0; top-ups cost 2% (BIN 525797/238003); 4% (BIN 525847). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Buvei - Virtual Card & Pay?
Buvei - Virtual Card & Pay is a no-KYC card, so the account opens without an ID check. Cards in that tier decline more often at strict merchants, which is the trade-off you are taking.
How can I fund Buvei - Virtual Card & Pay?
You can fund it with crypto (USDT TRC20/ERC20, USDC, DAI, ETH). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Buvei - Virtual Card & Pay need?
Setting it up: the billing address type is Multi-BIN (15+ BINs, 35+ currencies); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Buvei - Virtual Card & Pay work for subscriptions and AI tools?
We recorded successful charges for ChatGPT, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
How many cards can I open with Buvei - Virtual Card & Pay?
The issuer allows Unlimited. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.