Nobepay
Nobepay is a crypto card issued on Mastercard, rated 8.3/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Nobepay is the strongest fit for all-rounder and ad spend, and asks for ID + proof at signup — we carry it at medium–high (rebranded ucards/优咔; opaque BIN sourcing) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Nobepay · Crypto Card |
| Official site | https://nobepay.com |
| Best for | All-rounder · Ad spend |
| Network | Mastercard |
| Rating | 8.3/10 (4.0★, 221 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | $1–3 |
| Top-up (deposit) fee | 3% service fee (2% Pro / 1% Enterprise) |
| Minimum deposit | ¥500 or 20 USDT |
| FX / conversion fee | 1%–3% currency conversion; cross-border 0.5… ··· |
Verification and risk
| KYC required | Yes (mandatory KYC + WeChat binding) |
| Risk level | Medium–High (rebranded Ucards/优咔; opaque BIN sourcing) |
| AVS check | No (AVS not supported) |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | Yes (USDT, TRC20) |
| Bank transfer | No |
| Alipay / WeChat Pay | Yes (Alipay/WeChat recharge; WeChat binding required) |
| Cards per account | Multiple |
Billing
| Billing address | Global |
| Billing country | Hong Kong / global (Chinese-language platform) |
Platform compatibility
| ChatGPT | Yes |
| Claude | Yes |
| Midjourney | Yes |
| Netflix / Spotify | Yes |
| App Store / Google Play | Yes |
| Meta / Google Ads | Yes |
| AI tools noted | ChatGPT / Claude / Midjourney |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 241516 | Mastercard | Hong Kong SAR, China | Debit | 255 | 183 | 71.8% |
| 556766 | Mastercard | Hong Kong SAR, China | Debit | 304 | 216 | 71.1% |
We logged 399 cleared charges out of 559 attempts on 2 documented ranges for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Mastercard virtual cards
Frequently asked
What does Nobepay cost to run?
The cost lines stack like this: issuing it costs $1–3; top-ups cost 3% service fee (2% Pro / 1% Enterprise); conversion is priced at 1%–3% currency conversion; cross-border 0.5 USD + 2% (under $45) or 2% (over $45); you need ¥500 or 20 USDT to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Nobepay?
Nobepay asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (mandatory KYC + WeChat binding)
How can I fund Nobepay?
You can fund it with crypto (USDT, TRC20), Alipay or WeChat Pay (Alipay/WeChat recharge; WeChat binding required). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Nobepay need?
Setting it up: the billing address type is Global; cards are issued against Hong Kong / global (Chinese-language platform); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Nobepay work for subscriptions and AI tools?
We recorded successful charges for ChatGPT, Claude, Midjourney, Netflix and Spotify, the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Nobepay trigger 3-D Secure?
Yes. Nobepay supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Nobepay?
Nobepay allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.