Revolut vs Solid Card
Two virtual cards people weigh up side by side. We put Revolut and Solid Card on the same rows so the difference is easy to see.
Revolut issues on Visa · Mastercard and Solid Card on Visa; verification is ID only at Revolut versus ID + proof at Solid Card.
Revolut is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. Solid Card still clears the same checkouts in our tests, so match the table to the services you actually pay for.
Two cards, one decision
| Field | Revolut | Solid Card |
|---|---|---|
| Card network | Visa, Mastercard | Visa |
| Card type | Digital Bank / Neobank | Crypto Card |
| KYC | ID only | ID + proof |
| Card issuance fee | Free | Free |
| Monthly fee | Free (Standard); Plus £3.99; Premium £7.99; Metal £14.99; Ultra £55 per mo | Free |
| Top-up fee | — | — |
| FX fee | 0.5% | — |
| Crypto funding | Yes | Yes (USDC) |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Low-Medium | Low |
| Our rating | 9.0 | 8.5 |
| User reviews | 80 | 847 |
| Best for | All-rounder · Ad spend | All-rounder · Ad spend |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Side by side
- Revolut has the lighter onboarding; Solid Card will want more documents from you.
- In our scoring, Revolut finished ahead of Solid Card — not by a mile, but enough to tilt a tiebreak.
- Solid Card carries the lower risk flag in our file, which some users prefer for a primary card.
What sets them apart
Both cards clear the same checkouts in our tests, so the call comes down to cost. Revolut is cheaper on issuance (free) and top-ups (no top-up fee), while Solid Card is worth the premium only for the rows where it leads in the table.
Questions people ask
That depends on what you spend on. Revolut scores 9.0/10 against Solid Card's 8.5/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Revolut is the cheaper card to run. Both Revolut and Solid Card issue virtual cards for free.
Revolut asks for ID only at signup; Solid Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 13 of the same test scenarios, including Claude.ai, Anthropic API, Perplexity AI. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Revolut and Solid Card both landed in our top picks for 13 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🤖 AI Tools & Developer Tools 7
📺 Streaming & Entertainment 2
📈 Ad Platforms 2
🎮 Gaming 2
Their BIN ranges
Cards issued in 🇬🇧 UK · 🇺🇸 US — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: