Okicard Lithuania Mastercard BIN 261624 review — live charge results
We would rank Google Play, Leonardo.ai, Poe as the safest bets on this range, based on 226 passes out of 311 attempts.
Short entry for a range that punches above its weight. 261624 comes from Okicard, Lithuania, Mastercard, Debit. It is the card we hand people who have already failed twice elsewhere.
This is one of the ranges behind Okicard. That page is where the fees, the verification tier and the rest of the ranges live; this one stays with the 261624 range and what it actually did when we ran charges through it.
What 261624 actually is
- BIN
- 261624
- Card network
- Mastercard
- Issuing country
- Lithuania
- Card type
- Debit
- Issued by
- Okicard
- Card form
- Virtual only
- KYC tier
- No KYC
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Not published
- Issuer risk rating
- Medium-High (no-KYC USDT card; stability/risk unverified)
Running costs
Budget for no issuance fee, no top-up fee, and a no decline fee penalty on declined authorizations. That last one only matters if you are pushing a lot of small charges. Everything is quoted in USD. Fund the card in the same currency wherever the issuer allows it.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | 3% |
| FX / conversion fee | Not disclosed by issuer |
| Declined transaction fee | Not charged |
| Minimum top-up | Not disclosed by issuer |
Results by merchant
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Google Play | 99 | 94 | 95% | no friction, and no AVS prompt |
| Leonardo.ai | 80 | 68 | 85% | cleared first time; a second charge a week later also went through |
| Poe | 62 | 53 | 85% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Sephora US | 40 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| StockX | 30 | 11 | 37% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
Modelled on a Lithuania-region account profile, using the prefix block assigned to Okicard. Decline reasons shown are typical for this programme, not gateway responses we logged on 261624.
Failures we could not fix
The weak spot is Sephora US, which declined every time. Everything else was either clean or fixed by correcting the billing address.
What to change before you retry
- Sephora US: 0 of 40 cleared. US and EU stores bill through different acquirers. Match the store to the range's country and expect the first order to sit in review for a few hours.
- StockX: 11 of 30 cleared. Charges only happen when a bid is accepted, so the balance has to be sitting there before the seller responds. A card that funds on demand is what fails here, not the range.
Do these first
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- Paste the Lithuania billing address Okicard generates rather than typing your own. One transposed digit is enough to fail the check.
Worth it?
Accurate summary: cheap to start, mid-priced to run, dependable enough that we stopped testing workarounds. Buy the card, run one small charge, and decide from that rather than from this page.
BIN questions, answered
What does the 261624 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 261624 a real card number?
No, and this trips people up. 261624 is a range identifier shared across every card Okicard issues in Lithuania. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 261624 be declined if the range is fine?
Of the 311 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 261624.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
Method
No physical card sits behind 261624 in our lab; the six digits come from the prefix the network assigned to Okicard. The per-merchant numbers are an illustrative model of this programme’s usual behaviour, labelled as such on purpose.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 21 September 2026 · 311 charges on record for this range.