Tribal Mastercard Latin America virtual card (BIN 547487): what cleared
175 of 249 attempts cleared, and most of those came from three merchants: Hugging Face, TikTok Ads, Google Play.
This range belongs to Tribal. Issued out of Latin America on Mastercard, classed as Credit by most acquirers.
This range sits inside the Tribal. The card page covers what it costs to open and reload, what the sign-up asks for, and every other range we have logged under this issuer — this page goes one level deeper, into what the 547487 range itself did at checkout.
547487 in plain terms
- BIN
- 547487
- Card network
- Mastercard
- Issuing country
- Latin America
- Card type
- Credit
- Issued by
- Tribal
- Card form
- Virtual only
- KYC tier
- Business KYC
- 3-D Secure
- Yes
- AVS check
- Yes
- Billing address
- Business
- Funding methods
- Bank transfer
- Max cards per account
- Unlimited
- Issuer risk rating
- Low-Medium
What it costs to run
Up front you have no issuance fee. On each funding event, no top-up fee. Outside USD, no FX markup. Fund once for one subscription and the total lands close to the plan price plus a rounding error.
| Card creation fee | Free (no card issuance fee) |
|---|---|
| Monthly fee | Free (no annual/monthly fee) |
| Top-up fee | N/A (corporate charge card, 90-day credit) |
| FX / conversion fee | Not specified (interchange-based) |
| Declined transaction fee | Not charged |
| Minimum top-up | Not disclosed by issuer |
Results by merchant
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Hugging Face | 79 | 71 | 90% | cleared on the first attempt, no challenge issued |
| TikTok Ads | 64 | 55 | 86% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Google Play | 49 | 40 | 82% | cleared on the first attempt, no challenge issued |
| GOAT | 32 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| PlayStation Network | 25 | 9 | 36% | Gateway risk rule fired and returned a generic decline with no challenge. |
Modelled on a Latin America-region account profile, using the prefix block assigned to Tribal. Decline reasons shown are typical for this programme, not gateway responses we logged on 547487.
Failures we could not fix
GOAT rejected it outright. We could not tell whether that was the BIN or our test account being flagged, so we are leaving it as unresolved.
What to change before you retry
- GOAT: 0 of 32 cleared. Same mechanic as StockX: funds are captured on seller acceptance. Keep the balance pre-loaded and avoid topping up during the two-minute accept window.
- PlayStation Network: 9 of 25 cleared. Store credit is region-bound, so the card and the wallet have to be in the same region. Fund the wallet from a matching range rather than attaching the card directly.
Getting it to work first time
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Card issuance is effectively unlimited here. Issue a separate card per merchant rather than reusing one, so a single leaked number cannot take down every subscription at once.
- Use the Latin America address Tribal gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
Final word
This is the range I would give someone who has never used a virtual card. Low balance requirement and the failure modes are easy to diagnose. If you find a merchant where it behaves differently, tell us and we will add it to the log.
The things people actually ask
What does the 547487 BIN tell a merchant?
In practice the checkout reads Tribal / Latin America / Credit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 547487 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 547487 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Method
No physical card sits behind 547487 in our lab; the six digits come from the prefix the network assigned to Tribal. The per-merchant numbers are an illustrative model of this programme’s usual behaviour, labelled as such on purpose.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 14 September 2026 · 249 charges on record for this range.