Revolut vs Solflare Card
Torn between Revolut and Solflare Card? The comparison below is built from the same test data we use across the rest of the site.
Revolut issues on Visa · Mastercard and Solflare Card on Visa; verification is ID only at Revolut versus ID + proof at Solflare Card; only Revolut funds by bank transfer.
Revolut is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. Solflare Card still clears the same checkouts in our tests, so match the table to the services you actually pay for.
What sets them apart
| Field | Revolut | Solflare Card |
|---|---|---|
| Card network | Visa, Mastercard | Visa |
| Card type | Digital Bank / Neobank | Crypto Card |
| KYC | ID only | ID + proof |
| Card issuance fee | Free | Free |
| Monthly fee | Free (Standard); Plus £3.99; Premium £7.99; Metal £14.99; Ultra £55 per mo | Free |
| Top-up fee | — | — |
| FX fee | 0.5% | 1% |
| Crypto funding | Yes | Yes (Solana ecosystem) |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Low-Medium | Low-Medium |
| Our rating | 9.0 | 8.5 |
| User reviews | 80 | 499 |
| Best for | All-rounder · Ad spend | All-rounder · AI subscriptions |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Two cards, one decision
- If you wear several hats, Revolut is the more flexible of the pair.
- Revolut has the lighter onboarding; Solflare Card will want more documents from you.
- Revolut edged Solflare Card on our composite rating across fees, risk and merchant tests.
Side by side
Revolut is the cheaper card to hold: free to create and no top-up fee, against free and no top-up fee at Solflare Card. Solflare Card earns its keep only if you need the rows where it leads in the table.
Questions people ask
That depends on what you spend on. Revolut scores 9.0/10 against Solflare Card's 8.5/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Revolut works out cheaper: no virtual card issuance fee, free account maintenance. Solflare Card adds a 1% FX fee.
Revolut asks for ID only at signup; Solflare Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 13 of the same test scenarios, including Claude.ai, Perplexity AI, v0.dev. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Revolut and Solflare Card both landed in our top picks for 13 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🤖 AI Tools & Developer Tools 4
📺 Streaming & Entertainment 2
🎮 Gaming 2
🧳 Travel & Productivity 2
🌐 Cloud & VPS 1
Their BIN ranges
Cards issued in 🇬🇧 UK · 🇪🇺 Europe (EEA) — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: