No-KYC Virtual Cards
We track 56 no-kyc virtual cards in the VCCFinder dataset. The ranked table below shows the top picks from our live checkout testing.
Lead with a card from the top of the ranked no-KYC table - it cleared our checkout testing and matches the use case you need.
What counts as a no-kyc virtual card
We tag every card in the VCCFinder dataset by network, KYC level, fees and what it can pay for. The table below lists the 56 cards that match no-KYC in our data, ranked by our checkout testing.
No-KYC Virtual Cards we track (56)
| Card | Network | KYC | Create fee | Monthly | Works for | Rating |
|---|---|---|---|---|---|---|
| Pikabao | Visa / Mastercard (20 BIN options: 9 US + 11 HK) | No KYC (email signup o | $2-3 (US card); $0.10-$0.50 (US per-card); 10U (HK card) | Free (no monthly fee) | ChatGPT, Streaming, Ads | 4.5 |
| Paycek | Visa + Mastercard | No | Free | Free | — | 4.5 |
| VCard | Visa, Mastercard | Partial (US Lite card | US Lite card $10; Standard $5; Platinum $20; Black $999; HK Diamond Lite $50 | 0 | ChatGPT, Streaming, Ads | 4.5 |
| Fold | Visa | No | $0 (standard)/$100/yr (Fold+) | $0/$10 per month (Fold+) | — | 4.5 |
| PokePay | Visa | No (virtual card no KY | Virtual card $5; physical card $88 | 0 | ChatGPT, Streaming | 4.0 |
| Bitrefill | Visa | No | Free | Free | Crypto | 4.0 |
| Satsrefill | Visa Debit | No | Free | Free | — | 4.0 |
| Wasabicard | Visa, Mastercard | No (virtual card no KY | Virtual card $10; physical card $299 | 0 | ChatGPT, Ads | 4.0 |
| Capitalist | Visa + Mastercard | No | $2.95/€2.65 | €2.4-2.7/mo | — | 4.0 |
| Ezzocard | Visa, Mastercard | No KYC | 9.99-1229.99 USD (~$6 min) | 0 | Crypto, Streaming | 4.0 |
| Getsby | Visa + Mastercard | No | Free | Free | — | 4.0 |
| Bing Card | Visa, Mastercard | No (virtual card no KY | Exclusive virtual $25; Star virtual $40; Platinum physical $168 | Exclusive $1/mo; Star $0 | ChatGPT, Streaming | 4.0 |
| KAST | Visa | Minimal KYC | Free (Silver card) | Free | — | 4.0 |
| Bit2Go | Visa | No | Free | Free | — | 3.5 |
| DogPay | Visa / Mastercard | Minimal KYC for virtua | $5 (virtual card opening) | Free | — | 3.5 |
| Kripi | Visa | No | Free | Free | — | 3.5 |
| Pay With Anon | Visa | No | Free | Free | — | 3.5 |
| ICICI Pockets | Visa | Minimal KYC (full KYC | Free (with Pockets account) | Free | — | 3.5 |
| Solcard | Visa | No KYC | Varies | Varies | — | 3.5 |
| Qwikvcc | Visa, Mastercard, American Express, UnionPay | No | — | — | Crypto, ChatGPT, Streaming, Ads | 3.5 |
| cardwisechoice | Visa, Mastercard, American Express | No | 5 | — | Crypto, ChatGPT, Streaming | 3.5 |
| Burner Card | NFC smart card (no traditional card network) | No KYC (self-custody) | Free (NFC hardware) | Free | — | 3.5 |
| Coinramp | Visa | No | $5/mo (first time free) | $5/mo | — | 3.0 |
| ABcard | Visa + Mastercard | No | Free | Free | Crypto, Ads | 3.0 |
| Bitsa | Visa | Minimal KYC (optional | Varies | Varies | — | 3.0 |
| CoinePay | $3 (activation fee) | No KYC | Varies (monthly fee structure applies) | Varies | ChatGPT | 3.0 |
| e.pn | Visa + Mastercard | No | Free | Free | Ads | 3.0 |
| HUTAO Cards | Visa / Mastercard | No KYC | $8 (sign-up bonus available) | Free | ChatGPT | 3.0 |
| Tuyo | Visa | No KYC | Varies | Varies | — | 3.0 |
| Vccissuer | Visa, Mastercard, American Express | No | 10 | None | Crypto | 3.0 |
| BlockCard | Visa / Mastercard | Minimal KYC | Varies | Free (no monthly fee for basic) | — | 3.0 |
| OmniCard | Visa | Minimal KYC (full KYC | Varies | Varies | — | 3.0 |
| Payy | Visa / Mastercard | No KYC (simple identit | Free (no card issuance fee) | Varies | — | 3.0 |
| Plasbit | Visa / Mastercard | Minimal/No KYC for vir | Varies | Varies | — | 3.0 |
| Roogoo | Visa / Mastercard | No KYC | Free (no activation fee) | Free (no monthly fee) | — | 3.0 |
| Laso Finance | Visa | No KYC | Varies | Free (no monthly fee) | — | 3.0 |
| MyBrocard | Visa + Mastercard | No | Unlimited virtual cards | Free | Crypto, Ads | 3.0 |
| Nihao.cash | Visa | No KYC | Varies | Free (no monthly fee) | — | 3.0 |
| VAA Global Payment | $2 / card | No KYC | Varies | Varies (USDT auto-recharge as low as 1.5%) | — | 3.0 |
| BasedApp Card | Visa | Minimal KYC | Varies | Varies | — | 3.0 |
Top 40 of 56 no-kyc cards in the VCCFinder dataset, sorted by rating. Full 456-card dataset informs the provider and category pages. Data last verified September 2026.
How to choose among no-kyc cards
Match the card to what you actually need to pay for, then check KYC and fees. A card that clears a shop can still fail stricter billing (ad platforms, streaming), so pick by use case, not just by network. See the related guides for per-use-case testing.
Frequently asked
Are no-kyc virtual cards safe?
Yes when issued by a named, KYC-verified provider. Our dataset only tracks real issuers; a generated or resold number with no issuer will not clear a live charge.
Which no-kyc card should I start with?
Pick from the ranked table above by the use case you need (shopping, streaming, ads) and the KYC level you can meet. The top of the list cleared our checkout testing.
Do no-kyc cards work on ad platforms?
Some do, some do not. Ad platforms run stricter billing checks; check our ad-platforms guide for the per-platform ranked lists we retest.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. This guide is reference material, not a test log; the 456 ranges we track inform the provider and category pages linked above.
Log through 26 Sep 2026 09:00 UTC.