Bleap vs YEX
Two virtual cards people weigh up side by side. We put Bleap and YEX on the same rows so the difference is easy to see.
Bleap issues on Mastercard and YEX on Visa; both ask for ID + proof.
Bleap is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. YEX still clears the same checkouts in our tests, so match the table to the services you actually pay for.
What sets them apart
| Field | Bleap | YEX |
|---|---|---|
| Card network | Mastercard | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free |
| Top-up fee | 0% | — |
| FX fee | 0% | 0% |
| Crypto funding | Yes | Yes |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Low-Medium | Medium |
| Our rating | 9.8 | 8.4 |
| User reviews | 932 | 274 |
| Best for | All-rounder · AI subscriptions | All-rounder · AI subscriptions |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Side by side
- In our scoring, Bleap finished ahead of YEX — not by a mile, but enough to tilt a tiebreak.
- Bleap carries the lower risk flag in our file, which some users prefer for a primary card.
Two cards, one decision
Bleap is the cheaper card to hold: free to create and no top-up fee, against free and no top-up fee at YEX. YEX earns its keep only if you need the rows where it leads in the table.
Questions people ask
That depends on what you spend on. Bleap scores 9.8/10 against YEX's 8.4/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Bleap is the cheaper card to run. Both Bleap and YEX issue virtual cards for free; Bleap reloads at 0%, while YEX publishes no top-up percentage.
Bleap asks for ID + proof at signup; YEX asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 20 of the same test scenarios, including OpenAI API, Anthropic API, Suno AI. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Bleap and YEX both landed in our top picks for 20 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🤖 AI Tools & Developer Tools 6
📺 Streaming & Entertainment 4
🛍️ Cross-border Shopping 1
🧳 Travel & Productivity 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) · 🇨🇦 Canada — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: